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FMCSA CSA Score Unsafe Driving Violation Severity List

al@cogoinsurance.com 22/07/2025 22/07/2025

The Federal Motor Carrier Safety Administration (FMCSA) is the chief federal agency responsible for regulating and ensuring the safety of commercial motor vehicles (CMVs) in …

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Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It

al@cogoinsurance.com 10/07/2025 10/07/2025

Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It By Al Bagiro, CPCU, RPLU At Cogo Insurance, we talk to auto haulers …

Read more"Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It"
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Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business

al@cogoinsurance.com 06/07/2025 06/07/2025

Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business By Al Bagiro, CPCU, RPLU As an insurance professional and …

Read more"Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business"
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How much will your trucking insurance cost? See the national auto liability insurance premiums in all 50 States

al@cogoinsurance.com 28/06/2025 26/06/2025

National (Long-Haul Interstate) Premiums by State + DC Below is the table of average annual national premiums for for‑hire interstate trucking hauling general freight across …

Read more"How much will your trucking insurance cost? See the national auto liability insurance premiums in all 50 States"
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Do you need hazmat placards for transporting lithium batteries?

al@cogoinsurance.com 27/06/2025 26/06/2025

Transporting Lithium Batteries by Truck: A Comprehensive Guide for U.S. Motor Carriers Learn the facts about transporting lithium-ion batteries by truck in the U.S., including …

Read more"Do you need hazmat placards for transporting lithium batteries?"
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Trucking Insurance Cost by Freight Category

al@cogoinsurance.com 26/06/2025 26/06/2025

Trucking Insurance Cost by Freight Category (Insurance Costs by FMCSA Freight Category) All interstate for-hire truckers must carry at least $1 million Combined Single Limit (CSL) …

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FMCSA SMS Scores, BASICs, and Trucking Insurance: A Comprehensive Guide

al@cogoinsurance.com 25/06/2025 25/06/2025

FMCSA SMS Scores, BASICs, and Trucking Insurance: A Comprehensive Guide Understanding the FMCSA SMS and BASICs The Federal Motor Carrier Safety Administration (FMCSA) maintains a …

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Occupational Accident vs. Workers’ Compensation Insurance: A Comprehensive Guide

al@cogoinsurance.com 24/06/2025 24/06/2025

Occupational Accident vs. Workers’ Compensation Insurance: A Comprehensive Guide When traditional Workers’ Compensation isn’t the right fit, Occupational Accident insurance emerges as a cost-effective alternative …

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NAICS codes list (two digit and six digit)

al@cogoinsurance.com 15/06/2025 15/06/2025

Two-Digit NAICS Sectors Code Sector Title Code Sector Title 11 Agriculture, Forestry, Fishing and Hunting 53 Real Estate Rental and Leasing 21 Mining 54 Professional, …

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SIC Code Lookup

al@cogoinsurance.com 15/06/2025 15/06/2025

Since ACORD 125 and other insurance forms are asking for SIC codes of the applicant’s company, here is a list of all SIC codes. SIC …

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INFORMATION DISCLAIMER: Insurance coverages may vary depending on location, policy, and individual business. Please talk to a licensed agent about coverages in your state. The definitions and material on cogoinsurance.com make no warranty as to state or federal law. Insurance policy coverage may vary depending on the specific terms, definitions, and individual policy exclusions. The product descriptions do not affect the provisions or coverages of any insurance policy or bond issued by Cogo, nor do they imply that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverages depend on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. Discounts may vary by state and individual risk characteristics. Discounts are subject to eligibility, availability, do not apply to all coverages, and are not guaranteed.

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