Skip to content
  • (937) 404-1040
  • Mon - Fri: 8:30am - 5:00pm EST
Facebook-f Twitter Linkedin Instagram
COGO-Insurance
  • Home
  • About us
  • Insurance
    • Trucking
      • Primary Auto Liability Insurance
      • Motor Truck Cargo (MTC)
      • Physical Damage
      • Occupational Accident (OA)
      • General Liability (GL)
      • Non-Owned Trailer Physical Damage
      • Non-trucking Liability
      • Umbrella & Excess Liability
      • UIIA Intermodal Insurance
      • Hazmat Insurance
      • Owner Operator Insurance
      • Amazon Relay Insurance
      • Trailer Interchange Insurance
      • Non-Owned & Hired Auto (HNOA)
    • Real Estate
      • Commercial Property Insurance
      • Property Management Liability
      • HOA & Condo Association Insurance
      • Vacant Property Insurance
      • Landlord Insurance (Lessor’s Risk Only – LRO)
      • Umbrella & Excess Liability
      • Builder’s Risk Insurance
      • Mixed-Use & Apartment Building Insurance
    • Commercial
      • Core Coverages
        • Commercial General Liability (GL)
        • Business Owner’s Policy
        • Commercial Property
        • Business Interruption
        • Workers’ Compensation (WC)
        • Commercial Auto
        • Non-Owned and Hired Auto Insurance (HNOA)
        • Umbrella & Excess Liability
      • Professional & Management Liability
        • Fiduciary Liability Insurance
        • Professional Liability
        • Employment Practices Liability Insurance (EPLI)
        • Directors & Officers (D&O)
      • Cyber & Crime
      • Inland Marine
      • By Industry
        • Auto Dealer Insurance
        • Restaurant Industry Insurance
        • Cafe and Coffee Shop Insurance
        • Nonprofit Organization Insurance
    • Personal
      • Homeowners Insurance
    • Life
  • Articles & News
  • Markets
  • Claims
  • Contact us
    • Claims
Get a Quote
Uncategorised
Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It

Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It

al@cogoinsurance.com 10/07/2025 04/11/2025

Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It By Al Bagiro, CPCU, RPLU At Cogo Insurance, we talk to auto haulers …

Read more"Manifested Auto Liability Coverage: Why Auto Haulers Can’t Afford to Ignore It"
Uncategorised
Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business

Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business

al@cogoinsurance.com 06/07/2025 04/11/2025

Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business By Al Bagiro, CPCU, RPLU As an insurance professional and …

Read more"Diminished Value vs. Constructive Total Loss: What Auto Haulers Must Know to Protect Their Business"
Uncategorised
How much will your trucking insurance cost? See the national auto liability insurance premiums in all 50 States

How much will your trucking insurance cost? See the national auto liability insurance premiums in all 50 States

al@cogoinsurance.com 28/06/2025 18/12/2025

National (Long-Haul Interstate) Premiums by State + DC Below is the table of average annual national premiums for for‑hire interstate trucking hauling general freight across …

Read more"How much will your trucking insurance cost? See the national auto liability insurance premiums in all 50 States"
Uncategorised
Do you need hazmat placards for transporting lithium batteries?

Do you need hazmat placards for transporting lithium batteries?

al@cogoinsurance.com 27/06/2025 19/11/2025

Transporting Lithium Batteries by Truck: A Comprehensive Guide for U.S. Motor Carriers Learn the facts about transporting lithium-ion batteries by truck in the U.S., including …

Read more"Do you need hazmat placards for transporting lithium batteries?"
Uncategorised
Trucking Insurance Cost by Freight Category

Trucking Insurance Cost by Freight Category

al@cogoinsurance.com 26/06/2025 19/11/2025

Trucking Insurance Cost by Freight Category (Insurance Costs by FMCSA Freight Category) All interstate for-hire truckers must carry at least $1 million Combined Single Limit (CSL) …

Read more"Trucking Insurance Cost by Freight Category"
Uncategorised
FMCSA SMS Scores, BASICs, and Trucking Insurance: A Comprehensive Guide

FMCSA SMS Scores, BASICs, and Trucking Insurance: A Comprehensive Guide

al@cogoinsurance.com 25/06/2025 19/11/2025

FMCSA SMS Scores, BASICs, and Trucking Insurance: A Comprehensive Guide Understanding the FMCSA SMS and BASICs The Federal Motor Carrier Safety Administration (FMCSA) maintains a …

Read more"FMCSA SMS Scores, BASICs, and Trucking Insurance: A Comprehensive Guide"
Uncategorised
Occupational Accident vs. Workers’ Compensation Insurance: A Comprehensive Guide

Occupational Accident vs. Workers’ Compensation Insurance: A Comprehensive Guide

al@cogoinsurance.com 24/06/2025 19/11/2025

Occupational Accident vs. Workers’ Compensation Insurance: A Comprehensive Guide When traditional Workers’ Compensation isn’t the right fit, Occupational Accident insurance emerges as a cost-effective alternative …

Read more"Occupational Accident vs. Workers’ Compensation Insurance: A Comprehensive Guide"
Uncategorised
NAICS codes list (two digit and six digit)

NAICS codes list (two digit and six digit)

al@cogoinsurance.com 15/06/2025 19/11/2025

  Two-Digit NAICS Sectors Code Sector Title Code Sector Title 11 Agriculture, Forestry, Fishing and Hunting 53 Real Estate Rental and Leasing 21 Mining 54 …

Read more"NAICS codes list (two digit and six digit)"
Uncategorised
SIC Code Lookup

SIC Code Lookup

al@cogoinsurance.com 15/06/2025 19/11/2025

Since ACORD 125 and other insurance forms are asking for SIC codes of the applicant’s company, here is a list of all SIC codes.   …

Read more"SIC Code Lookup"
Uncategorised
General Liability Codes (GL Codes)

General Liability Codes (GL Codes)

al@cogoinsurance.com 15/06/2025 19/11/2025

General Liability Code General Liability Description   10010 Air Conditioning Equipment–Dealers or Distributors Only   10015 Amusement Centers   10020 Amusement Parks   10026 Antique …

Read more"General Liability Codes (GL Codes)"

Posts pagination

1 2 3 4 5 6
cogo-insurance

Best Custom Tailored Insurance

Facebook Twitter Linkedin Instagram

Contact Info & Office Hours

  • Phone: (937) 404-1040
  • 1819 Troy St, Dayton, OH 45404
  • Available: Mon - Fri
  • From: 8:30am - 5:00pm EST
  • Closed: Sat & Sun

Quick Links

  • Home
  • About us
  • Articles & News
  • Markets
  • Careers
  • Claims
  • Contact us
  • Trucking Application

insurance

  • Primary Liability
  • Motor Truck Cargo
  • Physical Damage
  • Occupational Accident
  • Non-trucking Liability
  • General Liability
  • Commercial Property
  • Cyber Liability
  • Professional Liability
  • Business Owner's Policy
  • Business Interruption
  • Tow Truck Insurance
  • Life Insurance
INFORMATION DISCLAIMER: Insurance coverages may vary depending on location, policy, and individual business. Please talk to a licensed agent about coverages in your state. The definitions and material on cogoinsurance.com make no warranty as to state or federal law. Insurance policy coverage may vary depending on the specific terms, definitions, and individual policy exclusions. The product descriptions do not affect the provisions or coverages of any insurance policy or bond issued by Cogo, nor do they imply that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverages depend on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. Discounts may vary by state and individual risk characteristics. Discounts are subject to eligibility, availability, do not apply to all coverages, and are not guaranteed.

© 2026 All Rights Reserved

Site Map | Terms of use | Privacy Policy